Chris Morales grew up in Santa Barbara and attended local schools, including SBCC and UCSB. A member of the Wealth Management division of Montecito Bank & Trust since 2008, he has over two decades of experience in the fields of banking, personal finance and trust. He serves in various capacities with the Scheinfeld Center for Entrepreneurship, Pacific Youth Ventures, the Santa Barbara High School Dons Net Café, Partners in Education, the UCSB Alumni Association, the Key Class and C.A.R.E 4 Paws.